Speak with Experienced Local Agents

218-444-0202

Your Health
Your Wealth
Your Future
Made Simple.

Personalized insurance and retirement solutions designed to give you peace of mind at every stage of life.

Our Services

What We Help With

Medicare Guidance

Understand your options and avoid costly mistakes.

Individual & Family Plans

Affordable private health plans tailored to your needs.

Retirement & Wealth Planning

Build confidence and clarity for your next chapter.

Offered through Cetera Financial Specialists LLC

Book a
Free Consultation

We’re here with answers, not pressure. Book a time or give us a call—we’re ready to help.

Why Clients
Trust Us

We’re independent, local, and genuinely invested in your future. You’ll never get rushed decisions or one-size-fits-all advice—just thoughtful, personalized guidance with your goals at the center.

People-first approach

Clear, no-jargon advice

Independent & unbiased

Family-owned & values-driven

Certified MNsure Agents
in Minnesota

We help you navigate the Minnesota marketplace and see if you qualify for savings—at no extra cost to you.

Guidance
You Can Count On

At Steadfast Health and Wealth, we’re more than agents—we’re your partners in health and retirement planning. Whether you’re choosing Medicare, private coverage, or mapping out your future wealth, we’re here with clarity and care.

Our Network of Trusted Partners

Navigating health insurance and retirement planning can be
confusing—but it doesn’t have to be. That’s why we’ve gathered
some of the most common questions we hear from clients just
like you.

Frequently Asked Questions

When should I start signing up for Medicare?

You can enroll in Medicare starting three months before you turn 65. We can help you understand the timeline and avoid late enrollment penalties.

What’s the difference between Medicare Advantage and Medigap?

Medicare Advantage plans bundle your coverage into one plan, while Medigap helps cover out-of-pocket costs with Original Medicare. We’ll help you compare both to see what fits best.

Can I get health insurance if I’m self-employed or between jobs?

Yes! We help individuals and families find affordable, private coverage that meets their needs—even without employer benefits.

Do I qualify for help paying my health insurance premiums?

Depending on your income, you may qualify for tax credits or cost-sharing reductions through MNsure. We’ll guide you through the process.

When should I start planning for retirement?

It’s never too early or too late to start. We help you create a personalized retirement strategy based on your goals, savings, and timeline.